Ben Rutt, Ph.D.
Licensed Psychologist
301-502-5896
1414 Key Highway
Harborside Suite (3rd Floor, Pitt Building)
Baltimore, MD 21230
Insurance & Rates
Forms
Click here to access my online portal, which will include all forms for new clients.
Insurance
I am in-network with the following insurance companies:
-
Carefirst Blue Cross Blue Shield
-
Magellan
If your insurance company is not listed above, you may be able to see me out-of-network. If you see me as an out-of-network provider, I will provide you with an invoice called a “super bill” that has all of the information you will need to obtain reimbursement from your insurance company for our sessions. If you choose to see me out-of-network, I recommend you contact your insurance company and ask them the following questions to confirm your level of coverage prior to our first session:
-
Does my policy cover out-of-network psychologists?
-
What percentage per session does my policy cover?
-
How many sessions does my plan cover in a year? How many sessions do I have left?
-
What is the deductible I have to meet before coverage to an out-of-network psychologist begins?
-
How much of the deductible have I met so far?
-
Do I need pre-authorization or a referral from my primary care provider to see a psychologist?
-
What steps do I need to take to obtain pre-authorization?
-
Are there any diagnoses that are not covered?
-
How do I submit a request for reimbursement? How much time do I have to file a claim?
Out-Of-Network Rates for Individual Therapy
-
$250 for intake session (typically first 1 or 2 sessions)
-
$200 for 45-minute psychotherapy
Cancellation Policy
Unforeseen circumstances may cause you to miss a scheduled session. Please try to give me 48-hours’ notice, and I will try to re-schedule you as soon as possible. There is a $200 fee for sessions cancelled without 24-hour’s notice. Exceptions will be made on a case by case basis. This is something I will discuss with you during our first session. Please note that insurance does not reimburse for missed sessions.