top of page

Insurance & Rates

 
Forms
Click here to access my online portal, which will include all forms for new clients. 

Insurance

I am in-network with the following insurance companies:

  • Carefirst Blue Cross Blue Shield

  • Magellan

If your insurance company is not listed above, you may be able to see me out-of-network. If you see me as an out-of-network provider, I will provide you with an invoice called a “super bill” that has all of the information you will need to obtain reimbursement from your insurance company for our sessions. If you choose to see me out-of-network, I recommend you contact your insurance company and ask them the following questions to confirm your level of coverage prior to our first session:

 

  • Does my policy cover out-of-network psychologists?

  • What percentage per session does my policy cover?

  • How many sessions does my plan cover in a year? How many sessions do I have left?

  • What is the deductible I have to meet before coverage to an out-of-network psychologist begins?

  • How much of the deductible have I met so far?

  • Do I need pre-authorization or a referral from my primary care provider to see a psychologist?

  • What steps do I need to take to obtain pre-authorization?

  • Are there any diagnoses that are not covered?

  • How do I submit a request for reimbursement? How much time do I have to file a claim?

Out-Of-Network Rates for Individual Therapy

  • $250 for intake session (typically first 1 or 2 sessions)

  • $200 for 45-minute psychotherapy

Cancellation Policy

Unforeseen circumstances may cause you to miss a scheduled session.  Please try to give me 48-hours’ notice, and I will try to re-schedule you as soon as possible.  There is a $200 fee for sessions cancelled without 24-hour’s notice. Exceptions will be made on a case by case basis. This is something I will discuss with you during our first session. Please note that insurance does not reimburse for missed sessions.

Ben Rutt, Ph.D.

1414 Key Highway

Pitt Bldg. Harborside Suite (3rd Floor)

Baltimore, MD 21230

Copyright © 2024 by Dr. Ben Rutt, Ph.D.  

Baltimore Psychologist

All rights reserved

Terms of Use

Privacy Policy

 

  • Facebook Social Icon
bottom of page